Effective Date: August 10, 2025

Please read these Terms and Conditions (“Terms”) carefully before using the 3in1: Notes, Expense & Journal mobile application (the “App”) operated by Daivson Online Services (“us,” “we,” or “our”).

Your access to and use of the App is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all users who download, install, or use the App.

By using the App, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not use the App.

1. Description of Service

The App provides users with tools to:

• Create and manage digital notes.

• Track daily and monthly expenses.

• Write and maintain a personal journal.

All data created by you is stored locally on your device.

2. User-Generated Content

You are solely responsible for the content you create, save, or edit within the App, including your notes, expense records, and journal entries (“User Content”).

• You retain full ownership of your User Content.

• You are responsible for backing up your own User Content. Since the data is stored locally on your device, we have no access to it and cannot help you recover it if it is lost, corrupted, or deleted. Uninstalling the App may result in the permanent loss of your User-Generated Content.

3. User Responsibilities

You agree not to use the App to:

• Store or transmit any content that is unlawful, harmful, threatening, defamatory, obscene, or otherwise objectionable.

• Violate any applicable local, state, national, or international law.

• Infringe upon the intellectual property rights of others.

• Attempt to decompile, reverse engineer, or otherwise attempt to obtain the source code of the App.

4. Intellectual Property

The App, including its original content (excluding User Content), features, design, and functionality, are and will remain the exclusive property of [Your Name / Your Company Name] and its licensors. The App is protected by copyright and other intellectual property laws.

5. Termination

You may terminate this agreement at any time by uninstalling the App from your device.

We may terminate or suspend your access to the App immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

6. Disclaimer of Warranties

The App is provided to you “AS IS” and “AS AVAILABLE” and with all faults and defects without warranty of any kind. We do not warrant that the App will be uninterrupted, error-free, secure, or that any defects will be corrected. You use the App at your own risk.

7. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall [Your Name / Your Company Name] or its affiliates be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to, damages for loss of profits, data, or other intangible losses (even if we have been advised of the possibility of such damages), resulting from the use or the inability to use the App. This includes any loss of User Content, as all data is stored locally on your device and is your responsibility.

8. Changes to These Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any changes by updating the “Effective Date” of these Terms. By continuing to use the App after those revisions become effective, you agree to be bound by the revised terms.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of Pune Maharashtra, India, without regard to its conflict of law provisions.

10. Contact Us

If you have any questions about these Terms, please contact us at:

Developer: Daivson Online Services
Email: support@daivson.com
Website: https://daivson.com